BacktestHQ.com ("the Company") is a "bona fide" financial publication of general and regular circulation, as defined under the Investment Advisers Act of 1940 (the "Act"). The Company's services, tools, and all related content are provided under the "publisher's exclusion" from the definition of an investment adviser, as set forth in Section 202(a)(11)(D) of the Act.

Not Investment Advice: The Company does not provide personalized investment advice. All content, tools, models, and data provided on BacktestHQ.com (the "Service") are impersonal and not tailored to the investment needs or financial situation of any specific person. All information is provided for informational, educational, and illustrative purposes only. The information provided should not be construed as investment, financial, legal, or tax advice, nor as a recommendation, offer, or solicitation to buy or sell any security.

Hypothetical & Backtested Performance: The Service allows users to generate hypothetical, backtested performance data. Backtested performance is not the result of actual trading and does not represent an actual client account. No Guarantee: Past performance, whether actual or hypothetical, is not a guarantee of future results. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown. Material Differences: There are material differences between hypothetical backtested results and actual investment results. For example, backtested results may not account for the impact of transaction costs, commissions, fees, taxes, slippage, or the potential impact of market liquidity. They are calculated with the benefit of hindsight, and do not reflect the psychological or financial risks of actual trading. No Warranties: All information and tools are provided on an "as-is" basis. The Company makes no warranties, express or implied, as to the accuracy, completeness, or timeliness of the information provided. All investing involves risk, including the possible loss of principal.

User Responsibility: You are solely responsible for evaluating the merits and risks associated with the use of the Service and for your own investment research and decisions. You agree not to hold the Company or its affiliates liable for any investment decisions you make based on the information provided by the Service.